Absolute confidentiality
Your data and your situation remain strictly private.
02 My approach
The method
that reassures.
An unusual background, a philosophy of listening, a proven method — here is how I work, and why.
§ 01 Who I am
An unusual path —
and that's a strength.
I am Mickaël Schoffmann, IAF-certified financial and wealth-planning advisor, Wealth Planner at the Lausanne office.
Before becoming a financial advisor, I led large-scale real-estate operations in France: land sourcing, construction, management of a portfolio of 70 buildings. In parallel, I founded my own real-estate investment and property-trading companies.
Holder of an MBA in Finance (ISM Paris – St John's University, New York) and passionate about financial markets, I naturally evolved towards holistic wealth advice. Managing at scale — 120 employees, €40 million in revenue — forged my rigour, my standards and my ability to structure complex strategies.
Today I put this dual expertise — real estate and financial markets — at the service of individuals, self-employed professionals and expats looking for advice that is truly holistic, unbiased and grounded in the real world.
§ 02 My philosophy
“Freedom of advice, in the service of your interests.”
I represent no product, no bank, no insurance company in particular. My role is to analyse your situation objectively and recommend the solutions best suited to your profile — whatever the provider. That freedom is the key to quality advice.
At a time when artificial intelligence is transforming finance, I am convinced that technology will never replace the human relationship. AI brings speed and precision to analysis; only an advisor can truly decode your situation, distinguish emotional concerns from financial stakes and adapt recommendations to your reality. My approach: harness the power of modern tools, while keeping listening and empathy at the heart of every decision.
§ 03 My method
Five steps,
one discipline.
Step I
Financial interview
I take the time to understand your current situation, your wishes and your life goals. No standardised questionnaire: a human, in-depth, confidential conversation.
Step II
Planning
I assess your entire wealth and build a tailor-made plan, certified by a recognised quality label.
Step III
Personalised advice
I present clear, well-argued recommendations adapted to your risk profile and your goals.
Step IV
Implementation
Once validated, your strategy is implemented with precision and responsiveness.
Step V
Lasting partnership
The relationship doesn't end at signature. I accompany you over time and adjust your plan as your life and the markets evolve.
§ 04 My commitments
Four promises,
kept over time.
Total transparency
You know exactly how and why I am remunerated.
Long-term follow-up
Your plan evolves with you. Regular reviews keep everything aligned.
Accessibility
A single, available and responsive contact — in English, French or German.